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Refinance Benefits

How do I know if I should Refinance?

In the past several years, the costs associated with refinancing have dropped dramatically. Most clients who refinance with Priority Lending see little to no additional fees added to their mortgage after rebates and credits.

Current guidance recommends that you reduce the rate on the current mortgage by at least 1% if you are keeping the same mortgage term. If you are reducing the mortgage term, you can refinance with as little as a .5% reduction in the interest rate.

Priority Lending clients will skip two house payments on conventional and VA products and one payment on FHA loans. They payments ARE NOT added back onto the mortgage. You can use those payment to pay off credit card or other consumer debt.

You can talk with your CPA about the tax benefits and issues associated with refinancing any properties that you may own.

We recommend that you speak to one of our licensed loan officers about all of your potential options.

Priority Lending, LLC
7318 N. Oracle Road, Tucson, AZ  85704
Direct:  (520) 531-1119
cfinster@prioritylending.net
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